Insurance Practices/Profits

Consumers Should be Cautious About Buying "Add-On" Insurance, 07/26/10. (PDF)
Consumer Groups Advise Consumers to Check their Insurers' Financial Condition, 2/20/09. (PDF)

Robert Hunter's Study on Natural Catastrophes and Insurance written to the Department of the Treasury, 06/24/2013. (PDF)
After Superstorm Sandy, State Insurance Regulators Must Protect Consumers From Unjustified Out-of-Pocket Costs, 11/6/12. (PDF)
New Study: Americans Pay More for Weather Catastrophes as Insurers Increasingly Shift Costs to Consumers and Taxpayers, 02/17/12. (PDF)
Survey: Iowans Oppose Insurance Credit Scoring, Consumer Groups Criticize Biased Defense of Insurer Practices, 12/15/09. (PDF)
Consumer Groups Advise Consumers to Check their Insurers' Financial Condition, 02/20/09. (PDF)
Insurers Maintain Record Profits in 2007 by Overpricing Policies and Underpaying Claims, 01/10/08. (PDF)
Consumer and Civil Rights Groups Reject Federal Report on Insurance Credit Scoring, 07/24/07. (PDF)
New Study Cites Allstate As A Leader In Anti-Consumer Insurance Practices, 07/18/07. (PDF)
Insurers Increase Profits to Record Levels by Overpricing Policies and Shifting Costs to Consumers and Taxpayers, 01/08/07. (PDF)
GEICO Ties Insurance Rates to Education, Occupation--Many Lower Income, Minority Consumers Pay Higher Prices, 03/20/06. (PDF)
Hurricanes Katrina and Rita Won't Derail Huge Profits for Property/Casualty Insurers, 10/14/05. (PDF)
Higher Agent/Broker Commissions in Home and Auto Insurance Often Mean Higher Rates, But Not Better Service, 02/24/05. (PDF)
CFA Study Finds Controversial Contingency Payments Widely Used in Sales of Home and Auto Insurance, 01/26/05. (PDF)

The Insurance Industry’s Incredible Disappearing Weather Catastrophe Risk,02/17/12. (PDF)
Property/Casualty Insurance in 2008: Overpriced Insurance and Underpaid Claims Result in Unjustified Profits, Padded Reserves, and Excessive Capitalization, 01/10/08. (PDF)
The "Good Hands" Company or A Leader in Anti-Consumer Practices? Excessive Prices and Poor Claims Practices at The Allstate Corporation, 07/18/07. (PDF)
Property/Casualty Insurance in 2007: Overpriced Insurance, Underpaid Claims, Declining Losses and Unjustified Profits, 01/08/07. (PDF)
The Impact of Commissions on Prices and Service Quality for Home and Automobile Insurance, 02/24/05. (PDF)
Contingent Insurance Commissions: Implications for Consumers, 01/26/05. (PDF)

Consumer Federation Urges National Association of Insurance Commissioners to Examine AFLAC Denials of Aviation Death Claims, 07/02/08. (PDF)
Testimony of J. Robert Hunter on Credit-Based Insurance Scoring, House Financial Services Committee, 05/21/08. (PDF)
CFA Urges Halt to Overpricing by Insurers in New York, 02/15/08. (PDF)
Testimony of J. Robert Hunter on Insurance Regulatory Reform before the House Financial Services Committee, 10/30/07. (PDF)
Consumer Group Letter to NAIC on Unfair Insurance Rating Practices by Insurers, Third Party Organizations, 03/19/07. (PDF)
Testimony of CFA's Robert Hunter on Insurance Brokerage Practices before the Senate Governmental Affairs Subcommittee on Financial Management, 11/15/04. (PDF)
Testimony of CFA's J. Robert Hunter before the Senate Banking Committee: Examination and Oversight of the Condition and Regulation of the Insurance Industry, 09/30/04. (PDF)