Savings and Spending
Consumer Information
- 6 Steps to Six-Figure Savings. (PDF)
- 66 Ways to Save Money. (PDF)
- Build Wealth Not Debt. Become a Cleveland Saver. (PDF)
- Managing Your Debts: How to Regain Financial Health. (PDF)
- Teaching Your Children How to Save & Spend. (PDF)
Press Releases
- Statement by America Saves on the Wealth Gap Between Whites, Blacks, and Hispanics, 08/18/11. (PDF)
- National Survey Reveals that Individuals with High-Cost Debt are Likely to Find Saving Relatively Difficult, 03/15/11. (PDF)
- 11th Annual Consumer Spending Survey - Consumers Report Improvement in Financial Condition, Intend to Spend More This Holiday Season 11/22/10. (PDF)
- America Saves Reaches 200,000 Savers, 03/11/10. (PDF)
- America Saves Week Annual Savers Survey, 02/22/10. (PDF)
- New Study on Low-and Moderate-Income Savers, 02/18/10. (PDF)
- Statistic Sheet: Who is Saving, 02/18/10. (PDF)
- Consumers Likely to Exercise Less Spending Restraint This Holiday Season, According to Tenth Annual CFA-CUNA Spending Survey, 11/23/09. (PDF)
- New Survey on Parents' Concerns about Their Children's Money Management Skills -- Ten Teen Money Myths Exposed, 09/08/09. (PDF)
- Second Annual America Saves Week Survey Reveals Adverse Impacts of, and Even Greater Concern about, Current Recession, 02/23/09. (PDF)
- "Women on Their Own" in Much Worse Financial Condition Than Other Americans, 12/02/08. (PDF)
- Consumers Plan to Reduce Holiday Spending This Year, 11/24/08. (PDF)
- Americans Report Their Savings Habits and Progress, 02/25/08. (PDF)
- More Than Half of Americans Say They are Not Saving Adequately: Results of a Comprehensive Survey Released by the Consumer Federation of America and Wachovia, 12/10/07. (PDF)
- Rising Energy Costs Dampen Holiday Spending Plans: Results from the Eighth Annual Survey on Holiday Spending Conducted by the Consumer Federation of America (CFA) and the Credit Union National Association (CUNA), 11/19/07 - HMTL. (PDF)
- America Saves Week Press Statements, 02/26/07. (PDF)
- America Saves Week Press Release, 02/26/07. (PDF)
- Holiday Spending Likely to Rise Moderately in 2006, 11/21/06. (PDF)
- How Americans View Personal Wealth v. How Financial Planners View This Wealth, 01/09/06. (PDF)
- Consumers Say: Less Likely to Spend More This Holiday Season Than Last, 11/21/05. (PDF)
- New Survey Finds Insufficient Savings for Emergencies Major Cause of Financial Worry Among Younger Women, 04/27/05. (PDF)
- Americans Score Poorly On Saving Money Test, 04/11/05. (PDF)
- New Research Shows Growing Wealth Gap Between the Poor and the Rest of America, 02/17/04. (Read More)
- Research Shows That Women On Their Own Face Financial Challenges, 01/12/04. (PDF)
- Consumers Say They Will Spend Less Than Last Year During the Holiday Season, 11/25/03. (Read More)
- New Analysis Reveals Wealth Gap Between Hispanic and Other Americans, 11/17/03. (PDF)
- More African-Americans Save and Begin to Close Wealth Gap, 10/29/03. (PDF)
- Middle Americans Become More Financially Prudent and Build More Wealth During Economic Boom, Yet Many Worry About Finances Today, 10/06/03. (PDF)
- Survey Finds Growing Concern About Personal Finances, Especially Among the Least Affluent, 05/13/03. (Read More)
- New Report Shows Consumers Underestimate the Value of Comparison Shopping, 04/16/03. (Read More)
- Consumers Say They Will Spend A Little Less Than Last Year During the Holiday Season, 11/18/02. (Read More)
- Black Americans Hold Much Less Wealth Than Other Americans, 08/29/02. (Read More)
Studies
- The Financial Condition of Women on Their Own, 12/02/08. (PDF)
- Understanding the Emergency Savings Needs of Low and Moderate Income Households: A Survey-Based Analysis of Impacts, Causes, and Remedies, 11/01/08. (PDF)
- The Essential Role of Banks and Credit Unions in Facilitating Lower-Income Household Saving for Emergencies, 06/01/08. (PDF)
- CFA Holiday Spending Survey 2002, 11/18/02. (PDF)
Testimony and Comments
- Consumer Groups Comment on FDIC Safe Transaction and Savings Accounts, 06/08/10. (PDF)