For Consumers

Consumer Information

Tips and advice from CFA on:

  • Consumer Protection and Privacy
  • Credit and Debt
  • Savings and Investments
  • Insurance
  • Cars
  • Energy
  • Health and Safety

America Saves

  • America Saves is a national campaign coordinated by CFA involving more than 1,000 non-profit, government, and corporate groups that encourages individuals and families to save money and build personal wealth. They provide free financial tools, savings services, advice and resources that help Americans from every income level take the steps needed to take charge of their finances and manage money more effectively.

Military Saves

  • Launched throughout the Department of Defense (DoD) on February 25, 2007, Military Saves is a social marketing campaign developed by CFA and the military services designed to persuade, motivate, and encourage military families to save money every month, and to convince leaders and organizations to be aggressive in promoting automatic savings. The campaign is a growing network of organizations and individuals committed to helping and supporting military members and their loved ones build personal savings arsenals to provide for their immediate and long term financial needs.

ID Theft Info

  • Are you concerned about identity theft? With so many stories about identity theft in the news, you’re not alone. Created by CFA, has resources for consumers who want to learn how to reduce the chances of becoming a victim, detect identity theft quickly, and deal with the consequences. If you have a business, there is information for you about how to keep employee and customer information secure.

Pay Day Loan Info

  • Payday loans are extremely expensive cash advances that must be repaid in full on the borrower's next payday to keep the personal check required to secure the loan from bouncing. Cash-strapped consumers run the risk of becoming trapped in repeat borrowing due to triple-digit interest rates, unaffordable repayment terms, and coercive collection tactics made possible by check-holding.

Credit Score Quiz

  • is an informational tool developed by the Consumer Federation of America (CFA) and VantageScore Solutions. The two organizations developed this credit score quiz and website to increase consumer knowledge about credit scores and how to improve them.

Evaluate Life Insurance

  • How the Service Works: CFA’s rate of Return (ROR) service estimates " true" investment returns on any cash value life insurance policy -- whole life, universal life or variable life. Using the Linton Yield Method, these returns are derived by comparing the cash value policy to the alternative of buying lower premium term insurance and investing the premium savings in a hypothetical alternative investment, such as a bank account or a mutual fund. You receive a computer printout showing average annual RORs for policy holding periods of (usually) 5, 10, 15, and 20 years. We also send a four-page explanation that includes much valuable information relevant to buying or owning cash value life insurance.